*Balance Transfer rate will apply to any balance(s) transferred (minimum $500 up to 95% of your approved available credit limit) for 12 months, unless the amount is paid off earlier. The annual variable purchase rate, currently 22.99% p.a., will apply to balance(s) transferred but left unpaid after 12 months. Once will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Full terms and conditions apply and are available here. Credit provided by Once Credit Pty Limited ABN 99 112 319 632, Australian Credit Licence number 386194 (Once). Once® is a trademark of Once. Once is a subsidiary of FlexiGroup Limited. 1610003ON